Flood insurance covers damage caused by rising water from outside sources, which is excluded from standard homeowners insurance policies. The National Flood Insurance Program (NFIP) provides federally-backed coverage available to…
Travel medical insurance provides coverage for emergency healthcare expenses when traveling outside your home country. Many domestic health insurance plans offer limited or no coverage for international medical emergencies, making…
Medicare Advantage plans offer an alternative way for seniors to receive their Medicare benefits through private insurance companies. These plans typically include all the coverage of Original Medicare (Parts A…
Umbrella insurance provides additional liability coverage beyond the limits of your standard auto, home, or boat insurance policies. This extra layer of protection typically offers $1 million to $5 million…
Gap insurance covers the difference between what you owe on your auto loan and the depreciated value of your vehicle if it’s totaled or stolen. New cars typically lose 20-30%…
International health insurance provides comprehensive medical coverage for individuals living or working outside their home country. Unlike travel insurance, these plans offer renewable, long-term health coverage designed for expatriates and…
Cyber insurance helps businesses and individuals recover from data breaches, ransomware attacks, and other digital threats. Policies typically cover expenses related to data recovery, system repairs, legal fees, and notification…
Medicare supplement insurance, also known as Medigap, helps cover healthcare costs that original Medicare doesn’t cover. These policies are sold by private insurance companies and work alongside your Medicare Parts…
Umbrella insurance provides additional liability coverage beyond the limits of your auto, home, or boat insurance policies. This extra layer of protection typically covers legal fees, bodily injury claims, property…
Flood insurance covers damage to your home and belongings caused specifically by flooding, which is excluded from standard homeowners policies. Most flood insurance policies are provided through the National Flood…
Travel medical insurance provides coverage for emergency medical expenses when traveling outside your home country. Most domestic health insurance plans offer limited or no coverage internationally, making travel medical insurance…
Long-term care insurance helps cover costs associated with extended care services that aren’t typically covered by health insurance or Medicare. These policies can pay for care received in various settings,…
Medicare supplement insurance, also known as Medigap, helps cover healthcare costs not covered by Original Medicare. These policies are sold by private insurance companies and can help pay for deductibles,…
Flood insurance provides critical financial protection against water damage caused by flooding events. Standard homeowners insurance policies explicitly exclude coverage for flood damage, leaving many property owners vulnerable. The National…
Commercial auto insurance covers vehicles used for business purposes, offering protection beyond personal auto policies. This specialized coverage typically includes liability, collision, comprehensive, and uninsured/underinsured motorist protection tailored for business…